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Payments · Digital identity · Crypto

Dirk Jan Aalbers

Payments, Digital Identity & Crypto Innovation

I work at the intersection of payments, digital identity, and European financial innovation — translating policy into practice and user needs into strategy people actually want to use.

Currently I co-lead the consumer payments workstream of the EU Digital Identity Wallet (EUDI) across 65+ stakeholders — banks, fintechs, vendors, and regulators. My background combines UX design, product strategy, and blockchain: design systems for digital banks, crypto wallets built for institutional adoption, and compliance-by-design that balances regulation with innovation. I connect central banks, fintech leaders, and government bodies, and turn complex policy into real products.

Core expertise

Where I go deep

Payments & digital money

CBDCs, stablecoins, blockchain-based payments, digital euro strategy, eIDAS 2.0, and regulatory frameworks including PSD2/3 and MiCAR.

Digital identity & credentialing

EUDI Wallet ecosystems, identity-linked payments, multi-stakeholder coordination, and compliance-by-design for identity services.

Product & UX strategy

Design systems, digital banking platforms, fintech product development, and regulatory compliance built into the user experience.

Blockchain & crypto

Non-custodial wallets, tokenized assets, DLT/MiCAR compliance, and interoperability between traditional finance and crypto.

European policy & innovation

Multi-stakeholder workstreams, regulatory alignment, consortium coordination, central bank liaison, and strategic advisory.

Payments & CBDCStablecoins Digital IdentityBlockchain & DeFi UX ArchitectureProduct Strategy Design SystemsRegulatory Compliance FintechCrypto Wallets EU PolicyStakeholder Alignment

Track record

What I'm known for

Thinking & writing

Recent pieces

Experience

Selected roles